Check Out Our Auto Loans

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We can help you refinance your Auto Loan from another lender and potentially save you up to 2%* on your current interest rate upon approved credit. Here is the benefit breakdown:

Save Big on Interest: A lower interest rate can lead to serious savings over the life of your loan.

Boost Your Budget: Free up extra cash each month with a potentially lower payment. This extra money can be used for other goals or to build a financial cushion.

Ready to stop overpaying for your auto loan? Refinance with us today! Give us a call, stop by a branch, or click to apply.

New Auto Loans

  • Flexible terms up to 84 months

  • Financing up to 100% MSRP + tax & license

  • Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan

  • Maximum of 0.50% rate discount available on vehicle loans include:

    1. 0.25% for Automatic Payment;

    2. 0.25% for having an established checking account and $500 direct deposit per pay period; or

    3. 0.25% for Loyalty Reward Discount;

Used Auto Loans

  • Flexible terms up to 72 months

  • Financing up to 100% retail value + tax & license

  • Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan

  • Maximum of 0.50% rate discount available on vehicle loans include:

    1. 0.25% for Automatic Payment;

    2. 0.25% for having an established checking account and $500 direct deposit per pay period; or

    3. 0.25% for Loyalty Reward Discount;

Classic Auto Loans (25+ Years Old)

  • Flexible terms up to 60 months

  • Financing up to 100% appraised value

  • Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage may be available and may be added to your loan

  • Maximum of 0.50% rate discount available on vehicle loans include:

    1. 0.25% for Automatic Payment;

    2. 0.25% for having an established checking account and $500 direct deposit per pay period; or

    3. 0.25% for Loyalty Reward Discount;

New Motorcycle Loans

From warrior riders to off-road bikes and ATVs, we finance motorcycles at competitive rates and flexible terms.

  • Flexible terms up to 84 months

  • Financing up to 100% MSRP + tax & license

  • Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan

  • Financing for ATVs also available

  • Maximum of 0.50% rate discount available on motorcycle loans include:

    1. 0.25% for Automatic Payment;

    2. 0.25% for having an established checking account and $500 direct deposit per pay period; or

    3. 0.25% for Loyalty Reward Discount;

Used Motorcycle Loans

  • Flexible terms up to 60 months

  • Financing up to 100% retail value + tax & license

  • Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan

  • Financing for ATVs also available

  • Maximum of 0.50% rate discount available on motorcycle loans include:

    1. 0.25% for Automatic Payment;

    2. 0.25% for having an established checking account and $500 direct deposit per pay period; or

    3. 0.25% for Loyalty Reward Discount;

Apply for a Loan

Over the phone?

Call 877.762.8663 to apply over the phone.

Auto Buying Solutions

Priority One Delivers! Whether at home or at work, Universal Auto can appraise your existing car, make a competitive offer, pick up your trade-in and deliver your next auto wherever you are!

Universal Auto Sales
Michael Martinez
800.500.2568
universalautobroker@gmail.com

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