Consolidate Your Debt, Pay for an Older Vehicle or a Vacation
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When you’re ready to consolidate your credit card balances, a personal loan can help. If you want to combine your monthly payments, a personal loan can help. In fact, a personal loan can help you with just about any of your financial needs. A Quickline can offer peace of mind in the case of an emergency. And, if you have the funds but want to make sure your savings aren’t depleted, then a share-secured loan can save you money on interest.
Personal Loans
When you’re ready to consolidate your credit card balances, a personal loan can help. Or if you want to combine your monthly payments, a personal loan can help. In fact, a personal loan can help you with just about any of your financial needs.
Borrow up to $20,000
Flexible terms up to 60 months
Maximum of 0.50% rate discount available on personal loans include:
0.25% for Automatic Payment;
0.25% for having an established checking account and $500 direct deposit per pay period
A personal loan is good for:
Car repairs
Back-to-School
Vacation
Bill Consolidation
Pay taxes
Or virtually anything, really…it’s a personal loan!
Share-Secured Loans
With this loan, you can borrow from yourself instead of from someone else. You’ll receive a terrific low rate, because you pledge your Priority One savings account or term certificate account as collateral. Then, just pay yourself back while still earning dividends! This is a great option if you have the funds you need but want to ensure your savings are not depleted.
| Share Secured Loan |
|---|
| Up to 100% of share balance available |
| APR* Rate of dividend rate + 4% |
| Share Certificate Secured Loan |
|---|
| Up to 100% of certificate balance available |
| APR* Rate of dividend rate + 3% |
Personal + Pink
If you have debt to pay and equity on your auto, then take advantage of your vehicle title and save money on interest you pay. If you are ready to re-establish credit or take care of your debt, apply for a Personal+Pink Loan from Priority One.
Here’s how a Personal+Pink Loan works:
Borrow up to $20,000
Terms up to 60 months
Secure the loan with your car title
Get a lower rate and save!
- 3% discount for qualifying vehicles 2014 or newer
- 2% discount for qualifying vehicles 2007 -2013
Quickline Account
It’s always good to know you’re covered during a rainy day or an emergency. The Priority One Credit Line can give you that. It features a rate that's lower than most credit cards, with generous limits of up to $15,000.
With convenient online access, a Quickline is good for:
Emergencies
Cover unexpected expenses
A rainy day
Overdraft Protection*
*Combine your Priority One Credit Line Account with your Priority One checking account and you'll never have to worry about overdrafts again. Accessing your Credit Line is a phone call away with Millie – audio teller system. Online access is also available through Digital Banking, including our apps. Simply login and make a transfer…it’s that easy!