Learn More About Priority One Credit Union's Privacy Policies

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  • IMPORTANT PRIVACY CHOICES FOR CONSUMERS

    You have the right to control whether we share some of your personal information.

    Please read the following information carefully before you make your choices below.

    YOUR RIGHTS

    You have the following right to restrict the sharing of personal and financial information with outside

    companies that we do business with. Nothing in this form prohibits the sharing of information necessary for

    us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This

    includes sending you information about some other products or services.

    YOUR CHOICE

    Restrict Information Sharing With Other Companies We Do Business With To Provide Financial

    Products and Services: Unless you say “No,” we may share personal and financial information about you

    with outside companies we contract with to provide financial products and services to you.

    • The types of information we may share are names and addresses.

    • We may share information with mortgage companies and insurance companies that we do business with.

    • We may share information for the purposes of offering mortgage and insurance products and services.

    [_] NO, please do not share personal and financial information with outside companies you contract with to

    provide financial products and services.

    TIME SENSITIVE REPLY

    You may make your privacy choice at any time. Your choice marked here will remain unless you state

    otherwise. However, if we do not hear from you we may share some of your information with other

    companies with whom we have contracts to provide products and services.

    To exercise your choice, do one of the following:

    • Call us toll-free at 877.762.8663.

    • E-mail us at info@priorityonecu.org. Include your name and privacy choice.

  • FACTS WHAT DOES PRIORITY ONE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
    Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
    What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
    • Social Security number and Chex Systems
    • Account Balances and Payment History
    • Credit History and Credit Score
    When you are no longer our customer, we continue to share your information as described in this notice.
    How? All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members personal information; the reasons Priority One CU chooses to share; and whether you can limit this sharing.
    Reasons we can share your personal information Does Priority One CU share? Can you limit this sharing?
    For our everyday business purposes—
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus    		 Yes No
    For our marketing purposes—
    to offer our products and services to you    		 Yes No
    For joint marketing with other financial companies Yes No
    For our affiliates’ everyday business purposes—
    information about your transactions and experiences     		No No
    For our affiliates’ everyday business purposes—
    information about your creditworthiness    		 No No
    For nonaffiliates to market to you Yes No
    Who we are
    Who is providing this notice? Priority One Credit Union
    What we do
    How does Priority One CU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Priority One CU collect my personal information? We collect your personal information, for example, when you
    • Open account or deposit money
    • Pay your bills or apply for a loan
    • Use your credit or debit card
    Why can’t I limit all sharing? Federal law gives you the right to limit only
    • sharing for affiliates’ everyday business purposes—information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing.
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • Priority One Credit Union has no affiliates.
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • Nonaffiliates we share with can include companies such as insurance agents and mortgage brokers
    Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include insurance agents and mortgage brokers
    Other important information
    California law provides that a consumer has the right to control the sharing of personal and financial information with outside companies the financial institution contracts with to provide financial products and services. To exercise your right, refer to the separate notice titled, Important Privacy Choices for Consumers, which is provided to you by Priority One Credit Union.